DataBreaches.Net

Menu
  • About
  • Breach Notification Laws
  • Privacy Policy
  • Transparency Report
Menu

Equifax lets identity thieves raid “frozen” credit reports through its shady, obscure secondary credit bureau

Posted on May 9, 2018 by Dissent

Remember all that advice that I and Brian Krebs tend to give consumers about putting “freezes” on your credit reports instead of “alerts?”  The freezes are supposed to prevent entities from opening up any new lines of credit or accounts in your name.  They are supposed to prevent problems instead of just detecting problems after they’ve already occurred.

Well, so much for the peace of mind that approach might have given you. Cory Doctorow reports:

If you’ve had your identity stolen or if you’re worried about having been doxxed by Equifax, you can freeze your credit record, and then Equifax, Experian, Trans Union and Innovis will block any requests to access your credit report.

But that doesn’t really matter. Equifax operates a secondary, noncompliant credit bureau called National Consumer Telecommunications and Utilities Exchange (NCTUE), on behalf of a secretive cartel of owners led by AT&T, but also including mysterious organizations like “Centralized Credit Check Systems.”

Freezing your credit report has no effect on NCTUE; what’s more, NCTUE operates in a careless and incompetent fashion, with invalid SSL certificates and other glaring errors. NCTUE has a separate system for freezing your credit report there, but it doesn’t work — filling in the form and submitting it just returns obscure errors. You may be able to freeze your report by calling NCTUE, but they might charge you a separate fee, and there’s no guarantee you’ll get through.

Read more on BoingBoing.

I tried to connect to the registration site, but couldn’t connect on the first try (possibly everyone trying after reading Cory’s article), but when I tried in Chrome, I got a warning that the site was insecure:

NCTUE’s security freeze registration site isn’t secure.

I would have emailed NCTUE for a press statement in response to Cory’s article and the SSL problem, but there’s no press contact on their site, it seems. Oh well…

h/t, Joe Cadillic

Update: Apologies to Brian Kreb. When I posted the above, I did not realize that he had posted an article on this earlier this morning. You can read it here.  As always, he does a great job on these stories.

Category: Commentaries and AnalysesOf Note

Post navigation

← Hacker Shuts Down Copenhagen’s Public City Bikes System
Remember your baby’s newborn pictures? They may still be online. →

Now more than ever

"Stand with Ukraine:" above raised hands. The illustration is in blue and yellow, the colors of Ukraine's flag.

Search

Browse by Categories

Recent Posts

  • ICE takes steps to deport the Australian hacker known as “DR32”
  • Hearing on the Federal Government and AI
  • Nigerian National Sentenced To More Than Five Years For Hacking, Fraud, And Identity Theft Scheme
  • Data breach of patient info ends in firing of Miami hospital employee
  • Texas DOT investigates breach of crash report records, sends notification letters
  • PowerSchool hacker pleads guilty, released on personal recognizance bond
  • Rewards for Justice offers $10M reward for info on RedLine developer or RedLine’s use by foreign governments
  • New evidence links long-running hacking group to Indian government
  • Zaporizhzhia Cyber ​​Police Exposes Hacker Who Caused Millions in Losses to Victims by Mining Cryptocurrency
  • Germany fines Vodafone $51 million for privacy, security breaches

No, You Can’t Buy a Post or an Interview

This site does not accept sponsored posts or link-back arrangements. Inquiries about either are ignored.

And despite what some trolls may try to claim: DataBreaches has never accepted even one dime to interview or report on anyone. Nor will DataBreaches ever pay anyone for data or to interview them.

Want to Get Our RSS Feed?

Grab it here:

https://databreaches.net/feed/

RSS Recent Posts on PogoWasRight.org

  • The Decision That Murdered Privacy
  • Hearing on the Federal Government and AI
  • California county accused of using drones to spy on residents
  • How the FBI Sought a Warrant to Search Instagram of Columbia Student Protesters
  • Germany fines Vodafone $51 million for privacy, security breaches
  • Malaysia enacts data sharing rules for public sector
  • U.S. Enacts Take It Down Act

Have a News Tip?

Email: Tips[at]DataBreaches.net

Signal: +1 516-776-7756

Contact Me

Email: info[at]databreaches.net

Mastodon: Infosec.Exchange/@PogoWasRight

Signal: +1 516-776-7756

DMCA Concern: dmca[at]databreaches.net
© 2009 – 2025 DataBreaches.net and DataBreaches LLC. All rights reserved.