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Prescription Data Used To Assess Consumers

Posted on August 4, 2008October 24, 2024 by Dissent

Ellen Nakashima reports in the Washington Post:

Health and life insurance companies have access to a powerful new tool for evaluating whether to cover individual consumers: a health “credit report” drawn from databases containing prescription drug records on more than 200 million Americans.

[…]

Traditionally, insurance companies have judged an applicant’s risk by gathering medical records from physicians’ offices. But the new tools offer the advantage of being “electronic, fast and cheap,” said Mark Franzen, managing director of Milliman IntelliScript, which provides consumers’ personal drug profiles to insurers.

The trend holds promise for improved health care and cost savings, but privacy and consumer advocates fear it is taking place largely outside the scrutiny of federal health regulators and lawmakers.

Full story – Washington Post

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